HeLOCK Say YES to your DIY
HeLOCK is a FIXED RATE home equity line of credit! Perfect to use for all your home improvement needs!
Fall Share Certificate Specials
Choose to save for the short or long-term. Lock in a great rate with Midcoast's Fall Share Certificate Specials! Expires September 30, 2026
Filter
Summer Share Certificate Specials
Choose to save for the short or long-term. Lock in a great rate with Midcoast's Summer Share Certificate Specials! Expires August 31, 2026
Youth Account Share Certificate Special
April is Youth Month! Celebrate with our Youth Certificate Special! Expires April 30th, 2026
April is Youth Month
April is Youth Month! Midcoast is a great place to open their first account! It all starts with just a $5.00 deposit!
Spring Share Certificate Specials
Choose to save for the short or long-term. Lock in a great rate with Midcoast's Spring Share Certificate Specials! Expires May 31st, 2026
HeLOCK Say YES to your DIY
HeLOCK is a FIXED RATE home equity line of credit! Perfect to use for all your home improvement needs!
Winter Share Certificate Specials
Choose to save for the short or long-term. Lock in a great rate with Midcoast's Winter Share Certificate Specials! Expires February 28th, 2026
Youth Savings Decem-BEAR Drawing
It's the perfect time to get your young savers started with an account of their own AND be entered to WIN a Giant Teddy Bear! One Winner at Each Branch! Winners announced December 22, 2025
Winter Wish Loan
Borrow as little as $300 or up to $5,000 for a 1-year term! Offer expires December 31, 2025
Season’s Shopping LOCAL REWARDS VISA
Limited Time LOCAL REWARDS Visa 8.99%APR* Promotional Offer! Offer expires December 31, 2025
Fall Share Certificate Specials
Choose to save for the short or long-term. Lock in a great rate with Midcoast's Fall Share Certificate Specials! Expires November 30, 2025
Nominate Your Favorite Local Businesses for 3x Rewards
Midcoast FCU’s LOCAL REWARDS Visa® cardholders enjoy extra reward points for shopping at local participating businesses and supporting our local economy.
Financial Wellness Tools
Self-manage your saving, borrowing, spending and planning with the Financial Wellness tools in Digital Banking.
Introductory Rate Offer LOCAL REWARDS VISA
Limited Time LOCAL REWARDS Visa 8.99%APR* Introductory Offer! Offer expires September 30, 2025
Card Management
Self-Manage your Midcoast FCU debit and credit cards any time you want through Digital Banking.
Summer Share Certificate Specials
Choose to save for the short or long-term. Lock in a great rate with Midcoast's Summer Share Certificate Specials! Expires August 31, 2025
HeLOCK Say YES to your DIY
HeLOCK is a FIXED RATE home equity line of credit! Perfect to use for all your home improvement needs!
April is Youth Month
April is Youth Month! Midcoast is a great place to open their first account! It all starts with just a $5.00 deposit!
5x LOCAL REWARDS VISA Promotion
Limited Time Special Offer! Get rewarded MORE when you shop local with Local Rewards Visa! Expires June 30, 2025
Spring Share Certificate Specials
Choose to save for the short or long-term. Lock in a great rate with Midcoast's Spring Share Certificate Specials! Expires May 31, 2025
High Yield Checking FAQ
Frequently Asked Questions about our NEW PRODUCT, the High Yield Checking Account.
Balance Transfer Special
Limited Time Balance Transfer Special Offer! Melt away your debt. Transfer high-interest card balances over to our Local Rewards Visa! Expires March 31, 2025
Winter Share Certificate Specials
Choose to save for the short or long-term. Lock in a great rate with Midcoast's Winter Share Certificate Specials! Expires February 28, 2025
Youth Savings Decem-BEAR Drawing
It's the perfect time to get your young savers started with an account of their own AND be entered to WIN a Giant Teddy Bear! One Winner at Each Branch! Contest ends December 23, 2024
Winter Wish Loans
Borrow as little as $300 or up to $5,000 for a 1-year term! Expires December 31, 2024
Nominate Your Favorite Local Businesses for 3x Rewards
Midcoast FCU’s LOCAL REWARDS Visa® cardholders enjoy extra rewards for shopping at local participating businesses and supporting our local economy.
New Debit Card FAQ
Frequently Asked Questions about the new debit card upgrade.
How a Personal Line of Credit Can Protect and Enhance your Checking Account
Midcoast understands that life can throw unexpected turns. Attaching a Personal Line of Credit to your checking account can help you navigate and support those turns! There's no annual fee, and you can apply online in just a few minutes.
Fall Share Certificate Specials
The timing is ripe to grow your savings! Pick one of Midcoast's Share Certificate special offers and lock in a great rate! Expires November 30th, 2024
HeLOCK Renovate Room by Room
HeLOCK is a FIXED RATE home equity line of credit! Perfect to use for all your home improvement needs!
5x LOCAL REWARDS VISA Promotion
Limited Time Special Offer! Get rewarded MORE this summer when you shop local with Local Rewards Visa! Expires August 31, 2024
Summer Share Certificate Specials
Saving is a Breeze! Save for the short or long-term. Lock in a great rate with one of Midcoast's Share Certificate special offers! Expires August 31, 2024
eStatements for the WIN!
Enroll in eStatements for a chance to win $100! Starting in May, we will randomly select one enrolled user per month through December 2024. Expires December 31, 2024
April is Youth Month
April is Youth Month! Midcoast is a great place to open their first account! It all starts with just a $5.00 deposit!
Spring Share Certificate Specials
Spring is a great time to plant your savings! Save for the short or long-term. Lock in a great rate with one of Midcoast's Share Certificate special offers! Expires May 31, 2024
Winter Share Certificate Special Offers
Save for the short or long-term. Lock in a great rate with Midcoast's Winter Share Certificate Specials! Expires February 29, 2024
Certificate Specials
Fall Share Certificate Special offers! Expires December 31, 2023.
Financial Counseling Service
We have a team of Certified Credit Union Financial Counselors (CCUFC) that are available by appointment to all Midcoast Members.
Preferred Dealerships Offering Midcoast Loans
Finance your next vehicle with Midcoast FCU right at the dealership!
Skip-A-Pay
Take a break from your monthly loan payment any time of the year with our Skip-A-Pay program.
Auto Finder
Looking for your perfect vehicle? Our free Auto Finder can help!
Youth Accounts
Get your young savers started with an account of their own.
Travel Notice
Avoid declined transactions when you travel. Set up your Travel Notice with pre-approved dates and destinations right through Digital Banking.
Enhanced Digital Security with Digital Banking
Our new digital banking application has added features to protect your personal and financial information.
External Money Transfers
Transfer money with ease between your accounts, to other Midcoast accounts, or to other external accounts you manage.
Transaction Memos and Categories
Organize your account transactions however it suits you. Add Transaction Memos and set up Categories to help quickly identify purchases and deposits for future reference.
External Account Aggregation
External Account Aggregation lets you link your accounts from other financial institutions to manage all of your finances in one safe, secure place! Follow the steps below to get started.
Quick Balance Snapshot
View account balances in an instant, without having to log in.
Digital Banking FAQ
Frequently Asked Questions about our Digital Banking platform upgrade.
Digital Banking Login Instructions
Step-by-step instructions for logging into our Digital Banking platform.
Go Digital With Your Banking
Our digital banking experience offers enhanced features, heightened security, and optimized ease of use. Available for all devices!
Online Payment Center Frequently Asked Questions
Make payments to your Midcoast loan, mortgage, or Visa credit card from another financial institution. This secure and convenient option is available on our website and accessible from your desktop and mobile devices.