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LOCAL REWARDS Visa®

Get rewarded for supporting your local economy with our LOCAL REWARDS Visa® Credit Card!  With Local Rewards, you can earn TRIPLE points when shopping at local participating businesses, DOUBLE points when buying gas, groceries, and recurring transactions, and SINGLE points on all other purchases. 

Earn 5x points this summer!

Local Rewards cardholders will get rewarded MORE this summer when shopping local with Local Rewards Visa!

5x rewards promotion

LOCAL REWARDS Visa® Features

Get rewarded for supporting your local economy with our LOCAL REWARDS Visa® Credit Card!  Earn TRIPLE points when shopping at local participating businesses, DOUBLE points when buying gas, groceries, and recurring transactions, and SINGLE points on all other purchases.  Redeem your earned points for merchandise, travel services, gift cards, and even CASH via uChoose Rewards!

Perks - Rewards for shopping local
contactless card payments

Rewards with every swipe

Whether you’re in Mid Coast Maine, or away, there are points to be earned!

3x Points for buying local

From restaurants to jewelry, buying local helps our community thrive! LOCAL REWARDS Visa® cardholders receive triple points (3x) when using their card at local participating merchants.

2x Points for everyday

Getting gas to head up to camp, or buying groceries at college, LOCAL REWARDS Visa® cardholders receive double points (2x) for using their card to purchase gasoline, groceries, and to pay recurring bills.

1x Points for everything else

LOCAL REWARDS Visa® cardholders continue to earn single points (1x) for every dollar spent using the card that doesn’t qualify for double or triple points.

Choose your rewards

Get more when you swipe and when you redeem! Points can be redeemed for merchandise, travel services, gift cards, and even CASH via uChoose Rewards!

Enhanced security

LOCAL REWARDS Visa® cardholders can take advantage of enhanced security for online purchases with Visa® Secure Remote Commerce

Mobile wallet compatible

Make contactless purchases with your smartphone. The LOCAL REWARDS Visa® credit card is Apple Pay®, Google Pay™, and Samsung Pay™ compatible.

LOCAL REWARDS participating businesses

Rewarding you and local businesses, too

There is no cost to a local business wishing to participate in Local Rewards. The business is required to accept Visa® credit cards as a form of payment. If you frequent a business that you would like to receive 3x rewards at, encourage them to join!

uChoose your Rewards

Your LOCAL REWARDS Visa® is powered by uChoose Rewards! Redeem your points for anything from cash back (statement credit), to gift cards, to merchandise listed in this huge online rewards catalog. The program offers:

  • No Annual Fee
  • No Enrollment Fee
  • No Redemption Fee

Visa® Secure Remote Commerce

Shopping online is fun, but can become a hassle when it’s time to pay. Visa® Secure Remote Commerce is a digital payment service that makes online payment just as easy as shopping online. You can use it anywhere Visa® Click to Pay is accepted. On the go? Visa® Click to Pay is available on your tablet, smartphone, or home computer.

  • Simple – Add any major card to enroll. Then pay with Visa® Secure Remote Commerce.
  • Fast – Skip typing in your card and shipping information every time.
  • Secure – Shop worry-free. Your information is stored behind multiple layers of security.
Balance Transfer

We invite you to transfer your high-interest balances!

Consolidate your debts from high-interest cards into one payment with your LOCAL REWARDS card. There’s no balance transfer fee!

Credit Limit Increase

Need a boost to your credit limit?

If you’re looking to improve your credit utilization ratio, or you’re considering a big purchase, a credit limit increase may be beneficial.

digital banking

With Midcoast, you’re always connected

Interact with us and manage your accounts in all the ways that work best for you. Our Digital Banking platform has the same look, feel, and functionality across all of your devices: computer, tablet, and mobile device.

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