FAQ
When can I redeem my points?
It can take up to 60 days for your points to be credited to your account. You must accumulate 1,500 points before you can redeem your points. After that, you can redeem for any number of amazing items. Simply look for your “Total Points” at the top of any page to see how many points you have available for redemption. (Cashback redemption begins after 5,000 points)
Can I share points with family members?
Yes, all cards within an account automatically earn points together. In addition, if you have multiple credit accounts with Midcoast FCU, you can link them together to earn rewards faster. Visit the “Profile” page to link more accounts to your program.
What can I redeem my points for?
It’s your choice! You can choose from millions of options, whether it’s products, travel experiences, activities, event tickets, or CASH BACK (which will be a deposit to your savings account). Simply visit the “Redeem Points” page and click on the category that suits your interests.
We keep track of all the points you earn and will help you find just what you’re looking for when you’re ready to redeem. You can even create a “Wish List” that will help you track when you’ve earned enough to redeem a specific item.
Where can I view my point activity?
You can access the history of your point activity on the “Point Details” page.
What if I shopped at a participating retailer, but my points aren’t showing up?
It can take up to 60 days for transactions to appear on the “Point Details” page. If points from a qualified transaction do not appear after 60 days, contact us for assistance.
Can I ship my selected catalog merchandise to an address other than the one Midcoast has on file for me?
No, you cannot change the shipping address for a redemption from the address on file. This is to protect you against the potential fraudulent use of your points. If you would like to change your address, contact us for assistance.
What will happen to my points if my card is lost or stolen?
If your card is lost or stolen and a replacement is issued, your reward points will automatically be transferred to the new card. Once you receive your new card, you will need to re-register the new number at uChooseRewards.com in your same account.
How much does it cost to participate?
There’s no cost. Membership in uChoose Rewards is absolutely free for Midcoast FCU LOCAL REWARDS Visa® cardholders, so start shopping and earning today.
What if I have another question?
If you have other questions not answered here, you can contact your uChoose Specialist at 855-855-2763 or submit an inquiry via the uChoose Contact Us page once you’re logged in to your uChoose account.
*uChoose Rewards is a registered trademark of Fiserv, Inc. Reward points will expire 5 years after accrual. Points are not redeemable for cash, the funds are added as a credit on your account.
Participating Businesses
Who are the Participating Businesses?
For a list of local businesses that will earn you triple points, click here
If you shop often at a local business that is not yet participating in the program, let us know by emailing info@midcoastfcu.me and we will contact them on your behalf.
How do I get my Local Business Added?
Just contact us! Start by emailing info@midcoastfcu.me. We look forward to rewarding our members for supporting YOUR local business!
*Double points for gas, groceries and recurring transactions are determined by the merchant’s category code. Midcoast FCU does not have the ability to alter merchant information and therefore cannot guarantee double points impacted by this coding.
