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Credit Cards

Please Note: Due to our Visa Credit Card Program Conversion taking place on November 10th – 13th, new credit card applications are being accepted and processed, however your new Visa card will not be mailed or available for use until after November 13th. If you have any questions regarding applying for a Visa, or if we can assist you with an alternate loan product between now and November 13th, please contact us for assistance. 

LOCAL REWARDS Visa^®

Get rewarded for supporting your local economy with our PERKS Visa® Credit Card!  With 321 Local rewards, you can earn TRIPLE points when shopping at local participating businesses, DOUBLE points when buying gas, groceries, and recurring transactions, and SINGLE points on all other purchases.

BASICS Visa^®

If you are looking for a simple credit card with the lowest interest rate, then look no further!  With our BASICS® Credit Card, you have the convenience of a Visa® with the most competitive rates in the market.

Home Equity Lines of Credit

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HeLOCK

“Lock” in your interest rate! Enjoy the benefit of a fixed interest rate and interest-only payments for the first five years, all while having the flexibility offered by a line of credit. Use this product to unlock the value of your home and get the extra cash you need for major purchases.

HELOC Advantage Plus

Let your home’s value work for you. A home equity loan is an excellent option for big purchases, debt consolidation, or even just emergency preparedness.  Borrow, repay, and borrow again. There’s no prepayment penalties and a 10-year draw!

Business Loans

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Lines of Credit

Generate short-term funds to help manage your business cash flow.  Our revolving line of credit provides you with the cash flow you need, when you need it most.

Equipment Loans

When your business needs to purchase or update your equipment or machinery, we can provide the financing at a payment that works with your bottom line.

Commercial Real Estate Loans

Get the space you need to help your business expand.  Whether you want to buy, build, or refinance your commercial property, we are prepared with competitive terms and rates to make it happen.