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Coming Soon! New Card Design

Please Note: Due to our Visa Credit Card Program Conversion taking place on November 10th – 13th, new credit card applications are being accepted and processed, however your new Visa card will not be mailed or available for use until after November 13th. If you have any questions regarding applying for a Visa, or if we can assist you with an alternate loan product between now and November 13th, please contact us for assistance. 

Basics Card

Convenience and a low rate

If you are looking for a simple credit card, then look no further! The BASICS Visa® Credit Card offers the convenience of Visa® with the most competitive rates in the market.

No annual fees

Use it when you need to, there’s no fee if you don’t.

Fixed interest

No surprises on your rate. It’s the same for all your purchases.

Enhanced security

PERKS Visa® cardholders can take advantage of enhanced security for online purchases with Visa® Secure Remote Commerce.

Mobile wallet

Make contactless purchases with your smartphone. The BASICS Visa® credit card is Apple Pay®, Google Pay™, and Samsung Pay™ compatible.

Local service

From billing questions, to technical assistance, local Midcoast representatives can help with virtually every aspect of your card membership.

Basics Card

Coming Soon! New Card Design

We are pleased to announce an upgrade to our credit card program taking place on November 13, 2023. This upgrade includes a new look, enhanced security features, seamless integration with your Midcoast account, and other program enhancements.

Basics Card

BASICS Features

Visa® Secure Remote Commerce

Shopping online is fun, but can become a hassle when it’s time to pay. Visa® Secure Remote Commerce is a digital payment service that makes online payment just as easy as shopping online. You can use it anywhere Visa® Click to Pay is accepted. On the go? Visa® Click to Pay is available on your tablet, smartphone, or home computer.

  • Simple – Add any major card to enroll. Then pay with Visa® Secure Remote Commerce.
  • Fast – Skip typing in your card and shipping information every time.
  • Secure – Shop worry-free. Your information is stored behind multiple layers of security.

We invite you to transfer your high-interest balances!

Consolidate your debts from high-interest cards into one payment with your BASICS card. There’s no balance transfer fee!

Need a boost to your credit limit?

If you’re looking to improve your credit utilization ratio, or you’re considering a big purchase, a credit limit increase may be beneficial.

Do your banking from anywhere. Digital banking

With Midcoast, you’re always connected

Interact with us and manage your accounts in all the ways that work best for you. Our Digital Banking platform has the same look, feel, and functionality across all of your devices: computer, tablet, and mobile device.

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