All applications are subject to approval. Your actual rate will be determined by credit qualifications and disclosed when the account is opened. Terms and conditions subject to change.
A personal loan can be a smart solution when you need extra money to help you achieve your goals. With known monthly payments, end date, and finance costs, a personal loan can keep you on budget and provide you cash when you need it most.
Whatever your purpose may be, or if the unexpected has occurred, we can help provide you with the financial flexibility you need. For debt consolidation, vacation, energy assistance and more.
- Competitive rates
- Budget-friendly payment solutions
- Flexible terms
- Local servicing
Credit Builder Loan
Trying to establish credit or re-establish credit after a life event, can be a challenge. Credit Builder loans are designed to get you on the right track for your financial well-being.
- Improve credit score
- Free financial consultation
- Automatic payment options available
- Share Secured Loan option available
Personal Line of Credit
Get access to money when you need it. Use it and pay it down over and over without having to reapply for a new loan. For overdraft protection, vacation, emergencies and more.
- Access to funds as you pay down your balance
- Get approved for $500 – $25,000
- No annual fee
- View additional information & fee disclosure
Receive a 0.25% discount off your qualifying consumer loan rate when your monthly loan payment is automatically transferred from your Coast or Free4Me Checking account. Discounted rate applies to new, consumer loans only, and applied at loan closing.
With Midcoast, you’re always connected
Interact with us and manage your accounts in all the ways that work best for you. Our Digital Banking platform has the same look, feel, and functionality across all of your devices: computer, tablet and mobile device.
Not a Member Yet? You can join online!
It takes just about 10 minutes to apply! Open an account online anytime.