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Personal Loans

A personal loan can be a smart solution when you need extra money to help you achieve your goals. With known monthly payments, end date, and finance costs, a personal loan can keep you on budget and provide you cash when you need it most.

Personal Loan Cash

When you need financial flexibility, we’ve got your personal loan

special-purpose savings-wedding

Personal Loan

Whatever your purpose may be, or if the unexpected has occurred, we can help provide you with the financial flexibility you need. For debt consolidation, vacation, energy assistance and more.

  • Competitive rates
  • Budget-friendly payment solutions
  • Flexible terms
  • Local servicing
Credit builder loan

Credit Builder Loan

Trying to establish credit or re-establish credit after a life event, can be a challenge. Credit Builder loans are designed to get you on the right track for your financial well-being.

  • Improve credit score
  • Free financial consultation
  • Automatic payment options available
  • Share Secured Loan option available
Personal Line of Credit

Personal Line of Credit

Get access to money when you need it. Use it and pay it down over and over without having to reapply for a new loan. For overdraft protection, vacation, emergencies and more.

All applications are subject to approval. Your actual rate will be determined by credit qualifications and disclosed when the account is opened. Terms and conditions subject to change.

We’ve got a loan for that!

The use of credit is a reality in life’s major purchases, but it need not be difficult to obtain or not affordable. From auto and boat loans to mortgages and education financing, we can help.

Competitive loan rates

Flexible repayment terms

Payment solutions for every budget

Dedicated local loan servicing

Brianne debit card - discounted loan rates with Coast and Free4Me checking account

Loan Discounts!

Receive a 0.25% discount off your qualifying consumer loan rate when your monthly loan payment is automatically transferred from your Coast or Free4Me Checking account. Discounted rate applies to new, consumer loans only, and applied at loan closing.

digital banking

With Midcoast, you’re always connected

Interact with us and manage your accounts in all the ways that work best for you. Our Digital Banking platform has the same look, feel, and functionality across all of your devices: computer, tablet and mobile device.

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Not a Member Yet? You can join online!

It takes just about 10 minutes to apply! Open an account online anytime.

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