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Go Digital With Your Banking

Interact with us and manage your accounts in all the ways that work best for you. Our digital banking service merged the desktop and mobile banking platforms into one.  This means all of your devices: computer, tablet and mobile phone have the same look, feel, and functionality!  It also provides advanced tools and features for your added convenience. 

Digital Banking Login Screen previews

Feature Favorites

From custom transaction memos, to online loan applications made with your phone, we believe in leveraging technology to empower you to manage your accounts on your schedule.

Member to Member

Transfer money with ease between your accounts, to other Midcoast accounts, or to other external accounts you manage.

Quick Balance Snapshot

View account balances without fully logging in. This new feature can provide you a quick snapshot view of all your account balances. 

External Account Aggregation

Link your accounts from other financial institutions to manage all of your finances in one safe, secure place!

Transaction Memos
& Categories

Add custom memos to your financial transactions and organize your spending with “bulk edit” to categorize similar purchases and assist with budgeting.

Custom Savings Goals

Set your own savings goals and track your progress. This new feature will calculate how much you need to save to achieve it. 

Custom Alert Notifications

Set your own preferences to receive SMS texts, or emails of balances, automatic deposits, login attempts, and more! 

SavvyMoney Credit Monitoring

More than just a credit score monitoring tool, SavvyMoney provides financial assessments, tips for budgeting, managing debt, and is FREE!

Online Account Opening

Apply for a credit card, auto loan, personal loan and more, right from your phone or laptop. Mobile lending allows you to bank on your schedule.

Savvy Money credit management tool


Get so much more than a credit score!
SavvyMoney is a free, powerful tool that helps you manage your credit and provides anytime access to your credit report. The monitoring features deliver email alerts if there is a change on your credit score or activity on your credit report.
This is a free service for our members, no purchase or credit card required!


  • FREE Service to Midcoast FCU Members
  • Anytime Access to your Credit Score
  • Anytime Access to your Credit Report
  • Monitoring of Your Credit Score and Report
  • Notification Alerts 
  • Promotional Offers
join online

Not a member yet? You can join online!

It takes just about 10 minutes to apply! Open an account online anytime.

Self-manage this through digital banking. Log In