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Take a break from your loan!

Take a break from your monthly loan payment with our Skip-A-Pay program. Members can utilize Skip-A-Pay, any time of the year to assist with financial stress, periods of reduced income, holiday expenses, or just to take a needed break from their monthly obligations.

skip a payment on your loan

To qualify for the program the following conditions apply:

  • 1. A $25.00 Processing Fee per loan, per month skipped. Fee debited from selected account when Skip-A-Pay request is approved.
  • 2. Requests must be received at least two (2) business days before the payment due date in order to address any payment automation.
  • 3. The skip will be applied to the next payment due date.
  • 4. Eligible loan types include auto, recreational boat, motorcycle, personal RV, RV, share secured, and personal loans.
  • 5. This offer is NOT applicable to mortgage loans, home equity loans or lines of credit, or credit cards.
  • 6. Any borrower on a loan can request a skip.
  • 7. Your account must be in good standing.
  • 8. Loans must be no more than 14 days past due at time of request AND have had no more than one delinquent payment within the prior six months.
  • 9. Interest will continue to accrue on all skipped payments and will extend the term of your loan.
  • 10. Skip payments may affect payment protection and GAP coverage; see your agreement for details.
  • 11. A payment cannot be reversed once it is made.
  • 12. New loans must have had at least six monthly payments to be eligible.
  • 13. Limit of one skipped payment per 12 month period per eligible loan.
  • 14. Member will be responsible for changing the date on transfers setup within Digital Banking.

Auto & RV Loans

Whether it has 2 wheels, 4 wheels, floats on water, or travels across the snow, we can assist you with your financing needs. Our Auto and Recreational loan programs offer purchasing or refinance options on everything from cars and trucks, to snowmobiles and travel trailers.  

Share Secured Loans

A Share Secured loan uses the cash in your savings account as collateral. It is a great way to help with short-term borrowing needs and with establishing or rebuilding your credit with timely repayment.

Personal Loans

A Personal loan offers known monthly payments, end date, and finance costs, to keep you on budget and provide you cash when you need it most.

Apply Online

Need a loan?
Apply online!

Apply for a credit card, auto loan, personal loan, and more, right from your phone or laptop. Mobile lending allows you to bank on your schedule.  

Not a Member Yet? You can join online!

It takes just about 10 minutes to apply! Open an account online anytime.