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Make in-store purchases with your phone!

Turn your phone or watch into a mobile wallet! Make in-store purchases with your Midcoast debit or credit card (COMING SOON) right from your phone! It is quick, easy, and hands free. Follow the directions below to get started with your specific device.

Mobile Wallet Debit & Local Rewards

Notice: Mobile Wallet for Credit Cards available again soon.

Effective November 13th : Due to the account number changes following the card conversion, all credit cards will need to re-enrolled for use in mobile wallets, however this service will be a Phase II feature of the conversion and may not be available until early 2024.  Midcoast FCU DEBIT cards are not affected by the conversion and will continue to function properly in mobile wallets. 

Mobile Wallet

Make contactless purchases with your smartphone. Your Midcoast debit and credit card (COMING SOON) are Apple Pay®, Google Pay™, and Samsung Pay© compatible.

Apple Pay®

Apple Pay is a mobile payment and digital wallet service by Apple Inc. that lets users make payments using compatible devices.1

How can I get set up?
1. On your iPhone, open Wallet. On your iPad, go to Settings > Wallet & Apple Pay.
2. Tap Add a Credit or Debit Card.
3. If you have a supported Credit or Debit Card on file with iTunes, enter the card’s security code.
4. Tap Next.
5. After your card is verified, tap Next.
For additional information on Apple Pay, please visit www.apple.com/apple-pay

Google Pay™

Google Pay is a digital wallet platform developed by Google to power in-app and tap-to-pay purchases on compatible devices.2

 How can I get set up?
1. Ensure that NFC is turned on by checking your device settings.
2. Download the app if it did not come installed on your device, then open it.
3. Tap Add a Credit or Debit Card & align the card inside the frame to capture your card information.
4. If you’re asked to verify your card, choose a method from the list.
5. Find and enter the verification code.
You may be asked to verify the last card transaction during the verification process. For additional information on Google Pay, please visit www.google.com/pay/

Samsung Pay©

Samsung Pay is another mobile payment service that allows users to make payments using a compatible device.3  Similar to Google Pay and Apple Pay, this mobile payment system uses NFC technology.

How can I get set up?
1. If necessary, download the Samsung Pay app to your device, then open it.
2. Sign into your Samsung Account, and follow the steps on the screen.
3. Align the card inside the frame and take a photo.
4. Enter any remaining required information and tap Next.
5. You may be asked to verify your card. If necessary, choose the desired verification method and enter the one-time password (OTP).
For additional information on Samsung Pay, please visit www.samsung.com/us/samsung-pay/

Mobile Watch-ipay

Pay with your watch!

Your Midcoast FCU Debit and Credit Cards are accepted within Apple Pay service on compatible watch devices. (Note: Credit Cards COMING SOON)

Get started with Apple Pay®:

  • On your paired iPhone, open the Apple Watch app.
  • In the My Watch tab, tap Wallet & Apple Pay.
  • Tap Add Card. Tap Debit or Credit Card (both Midcoast FCU cards are compatible) and tap to add a new card.
  • Tap Continue.
  • Enter the CVV credentials from the back of the card, and submit.
  • The app will ask you to verify the information via apple pay. Once complete it will advise “card activated.”
  • You are now able to make purchases by holding your watch over the store’s card reader and double clicking on the watch’s side button.
join online

Not a member yet? You can join online!

It takes just about 10 minutes to apply! Open an account online anytime.

1Available on iPhone 6, Apple Watch, iPad Air 2 and iPad mini 3. See Apple site for complete list
2Android Pay is available for any NFC- and HCE-enabled Android device running KitKat 4.4+
3Available on Galaxy S6, S6 edge, and other select Samsung devices. See Samsung site for complete list

Apple, the Apple logo, iPhone and iPad are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.

Android, Android Pay, Google Play, and the Android Logo are trademarks of Google Inc.

©2016 Samsung Electronics America, Inc. Samsung, Samsung Pay, Samsung Galaxy, Samsung Knox and Galaxy S (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks of their respective owners. Samsung Pay is available on select Samsung devices.

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