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Limited Time Special Offer! Get rewarded MORE this summer when you shop local with Local Rewards Visa!

Local Rewards Promotion 5x

Get rewarded 5x this Summer with your Local Rewards Visa!

With Midcoast’s LOCAL REWARDS VISA®, you’ll earn points with every purchase! Now through August, you can earn 5x points* when shopping at local participating businesses, plus you’ll earn 2x points when buying gas, groceries, or using your card for recurring transactions, and 1x points on all other purchases. Redeem your earned points for merchandise, travel services, gift cards, and even CASH via uChoose Rewards!

LOCAL REWARDS participating businesses
Quintuple Rewards Points:

Earn 5x points at Local Rewards participating businesses listed here: when you use your LOCAL REWARDS VISA®

Local Rewards is an exclusive program for Midcoast FCU’s LOCAL REWARDS Visa® cardholders that rewards you for doing your part in supporting our local economy. From restaurants to jewelry, buying local helps our community thrive!

There are over 200 participating businesses across Midcoast Maine!

If you shop at a local business that is not yet participating in the program, let us know and we will contact them on your behalf!  Email us at 

Look for the Local Rewards icon

View participating LOCAL REWARDS businesses

Midcoast LOCAL REWARDS Visa® cardholders can receive quintuple points (5x) when using their card at local participating merchants listed at! The site provides multiple tools and filters to narrow your search and robust directory pages to explore for each business. Look for the Local Rewards icon to identify participating (5x) eligible businesses.

Local Rewards visa uChoose

uChoose your Rewards

Redeem your points for anything from cash back (statement credit), to gift cards, travel, event tickets and more!

Local Rewards Visa

Apply Now!

Whether you’re in Mid Coast Maine, or away, there are points to be earned! Get rewarded MORE for supporting your local economy with our LOCAL REWARDS Visa® Credit Card! 

* Promotional LOCAL REWARDS quintuple (5x) points offer will apply on qualifying purchases made between June 1, 2024 and August 31, 2024 when using the LOCAL REWARDS Visa(R) credit card at participating local businesses. All applications are subject to credit approval. The standard APR for purchases and cash advances are disclosed at the time of credit approval and vary based on your current credit standing. Terms and conditions are subject to change without notice. Program rewards are provided by uChooseRewards® and additional information can be reviewed at For additional information Contact Us or call 1.877.964.3262.