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Take a break from your monthly loan payment any time of the year with our Skip-A-Pay program.

Take a break from your loan!

Take a break from your monthly loan payment with our Skip-A-Pay program. Members can utilize Skip-A-Pay, any time of the year to assist with financial stress, periods of reduced income, holiday expenses, or just to take a needed break from their monthly obligations.

  • Limit of one monthly payment skip per eligible loan per twelve month period
  • Eligible loan types include Auto, RV, Share Secured, and Personal Loans 
  • A $25 Processing Fee applies to qualified skipped payments
  • Apply in person, by phone, chat, or online via Digital Banking

To qualify for the program the following conditions apply:

  1. A $25 Processing Fee per loan, per month skipped. Fee debited from selected account when Skip-A-Pay request is approved.
  2. Requests must be received at least two (2) business days before the payment due date in order to address any payment automation.
  3. The skip will be applied to the next payment due date.
  4. Eligible loan types includes auto, recreational boat, motorcycle, personal RV, RV, share secured, and personal loans.
  5. This offer is NOT applicable to mortgage loans, home equity loans or lines of credit, or credit cards.
  6. Any borrower on a loan can request a skip.
  7. Your account must be in good standing.
  8. Loans must be no more than 14 days past due at time of request AND have had no more than one delinquent payment within the prior six months.
  9. Interest will continue to accrue on all skipped payments and will extend the term of your loan.
  10. Skip payments may affect payment protection and GAP coverage; see your agreement for details.
  11. A payment cannot be reversed once it is made.
  12. New loans must have had at least six monthly payments to be eligible.
  13. Limit of one skipped payment per 12 month period per eligible loan.
  14. Member will be responsible for changing the date on transfers setup within Digital Banking.