End of Fall Share Certificate Specials
Choose to save for the short or long-term. Lock in a great rate with Midcoast's End of Fall Share Certificate Specials! Expires November 30, 2026
Youth Savings Decem-BEAR Drawing
November 23rd - December 21st, get your young savers started with an account of their own AND be entered to WIN a Giant Teddy Bear! One Winner at Each Branch! Winners announced December 22, 2026
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Winter Wish Loan
Borrow as little as $300 or up to $5,000 for a 1-year term! Offer expires December 31, 2026
6x LOCAL REWARDS VISA Promotion
Limited Time Special Offer! Get rewarded MORE when you shop local this holiday season with Local Rewards Visa! Expires December 31, 2026
Fall Share Certificate Specials
Choose to save for the short or long-term. Lock in a great rate with Midcoast's Fall Share Certificate Specials! Expires October 31, 2026
HeLOCK Say YES to your DIY
HeLOCK is a FIXED RATE home equity line of credit! Perfect to use for all your home improvement needs!
Summer Share Certificate Specials
Choose to save for the short or long-term. Lock in a great rate with Midcoast's Summer Share Certificate Specials! Expires August 31, 2026
Our 70th Year Celebration
Midcoast is Celebrating our 70th Birthday with 70 Birthday smiles for local families!
Youth Account Share Certificate Special
April is Youth Month! Celebrate with our Youth Certificate Special! Expires April 30th, 2026
April is Youth Month
April is Youth Month! Midcoast is a great place to open their first account! It all starts with just a $5.00 deposit!
Sprout’s Pumpkin Planting Instructions
Midcoast is where savings…and pumpkins, begin! Grow a healthy pumpkin plant from seed to harvest! Follow our simple, step-by-step instructions and sprout a pumpkin of your very own, because great things grow when you start early!
Spring Share Certificate Specials
Choose to save for the short or long-term. Lock in a great rate with Midcoast's Spring Share Certificate Specials! Expires May 31st, 2026
HeLOCK Say YES to your DIY
HeLOCK is a FIXED RATE home equity line of credit! Perfect to use for all your home improvement needs!
Ending Hunger Celtics Sweepstakes
Want a chance to see Maine’s Cooper Flagg play at TD Garden while giving back to your hungry neighbors in need? Enter to win until January 5th at a branch near you!
Winter Share Certificate Specials
Choose to save for the short or long-term. Lock in a great rate with Midcoast's Winter Share Certificate Specials! Expires February 28th, 2026
Youth Savings Decem-BEAR Drawing
It's the perfect time to get your young savers started with an account of their own AND be entered to WIN a Giant Teddy Bear! One Winner at Each Branch! Winners announced December 22, 2025
Winter Wish Loan
Borrow as little as $300 or up to $5,000 for a 1-year term! Offer expires December 31, 2025
Season’s Shopping LOCAL REWARDS VISA
Limited Time LOCAL REWARDS Visa 8.99%APR* Promotional Offer! Offer expires December 31, 2025
Fall Share Certificate Specials
Choose to save for the short or long-term. Lock in a great rate with Midcoast's Fall Share Certificate Specials! Expires November 30, 2025
Introductory Rate Offer LOCAL REWARDS VISA
Limited Time LOCAL REWARDS Visa 8.99%APR* Introductory Offer! Offer expires September 30, 2025
Summer Share Certificate Specials
Choose to save for the short or long-term. Lock in a great rate with Midcoast's Summer Share Certificate Specials! Expires August 31, 2025
HeLOCK Say YES to your DIY
HeLOCK is a FIXED RATE home equity line of credit! Perfect to use for all your home improvement needs!
5x LOCAL REWARDS VISA Promotion
Limited Time Special Offer! Get rewarded MORE when you shop local with Local Rewards Visa! Expires June 30, 2025
Spring Share Certificate Specials
Choose to save for the short or long-term. Lock in a great rate with Midcoast's Spring Share Certificate Specials! Expires May 31, 2025
Balance Transfer Special
Limited Time Balance Transfer Special Offer! Melt away your debt. Transfer high-interest card balances over to our Local Rewards Visa! Expires March 31, 2025
Winter Share Certificate Specials
Choose to save for the short or long-term. Lock in a great rate with Midcoast's Winter Share Certificate Specials! Expires February 28, 2025
Winter Wish Loans
Borrow as little as $300 or up to $5,000 for a 1-year term! Expires December 31, 2024
Fall Share Certificate Specials
The timing is ripe to grow your savings! Pick one of Midcoast's Share Certificate special offers and lock in a great rate! Expires November 30th, 2024
HeLOCK Renovate Room by Room
HeLOCK is a FIXED RATE home equity line of credit! Perfect to use for all your home improvement needs!
5x LOCAL REWARDS VISA Promotion
Limited Time Special Offer! Get rewarded MORE this summer when you shop local with Local Rewards Visa! Expires August 31, 2024
Summer Share Certificate Specials
Saving is a Breeze! Save for the short or long-term. Lock in a great rate with one of Midcoast's Share Certificate special offers! Expires August 31, 2024
eStatements for the WIN!
Enroll in eStatements for a chance to win $100! Starting in May, we will randomly select one enrolled user per month through December 2024. Expires December 31, 2024
Spring Share Certificate Specials
Spring is a great time to plant your savings! Save for the short or long-term. Lock in a great rate with one of Midcoast's Share Certificate special offers! Expires May 31, 2024
Winter Share Certificate Special Offers
Save for the short or long-term. Lock in a great rate with Midcoast's Winter Share Certificate Specials! Expires February 29, 2024
Winter Wish Loan
Make your wish come true! Winter Wish Loans are now available up to $5,000! Offer Expires December 31, 2023.
Certificate Specials
Fall Share Certificate Special offers! Expires December 31, 2023.
Preferred Dealerships Offering Midcoast Loans
Finance your next vehicle with Midcoast FCU right at the dealership!
Loan Solutions
Apply today with great low rates, and easy online applications!
The Journey of a Circle
What do the circles and new design colors represent?