April is Youth Month!
It’s the perfect time to get your young savers started with an account of their own!
Our youth accounts are designed to help our younger members use financial tools with greater accessibility as they progress in age. Start growing your funds for the future with our accounts designed for ages 0 – 17!
Sprout Savings Account for ages 0-11
Sprout Savings! It’s never too early to start your kids on their financial path. Our Sprout Savings offers a safe place to save independently for things like their first bike!! Open an account with as little as a $5.00 deposit!
Your Sprout Savings account offers:
- NO monthly fees
- NO minimum balance
- Option to add self-titled savings clubs for bikes, electronics, etc.
- Access to over 250 SURF Surcharge-free ATMS
- Access to over 5,700 Co-Op Shared Branching
- Free activity book and piggy bank at account opening
- Annual birthday greeting and surprise!
Thrive Savings & Debit Accounts for ages 12-17
Thrive Savings and Debit accounts are designed to provide our teen members with greater accessibility to the financial tools they need. They’ll receive easy, fee-free access to their funds nationwide, a sizable ATM network, their own ATM/Debit card, advanced digital tools, and added account protections to help them along the way. Open an account with as little as a $5.00 deposit!
Your Thrive Savings and Debit accounts offer:
- Mobile Wallet compatible ATM/Debit Card – In their name!
- Direct Deposit electronic payroll service
- FREE easy to use eServices
- FREE Digital Banking
- Added safeguards like “Oops Protection” – Overdraft fee reversals
- Option to add self-titled savings clubs for a car, etc
- NO monthly fees
- NO minimum balance
- Access to over 250 SURF Surcharge-free ATMS
- Access to over 5,700 Co-Op Shared Branching
- FREE Financial Counseling
- FREE clear pull-string backpack for concerts/sporting events at account opening
ATM/Debit card for your teen!
Make purchases and cash withdrawals online or in person with their own debit card! Thrive Debit is a “checkless” teen checking account powered by an ATM/Debit card.
Mobile Wallet compatible, your teen can make contactless purchases with their smartphone or smartwatch! The Thrive ATM/Debit Visa® card accommodates Apple Pay®, Google Pay™, and Samsung Pay™.
The ATM/Debit card can be used anywhere Visa is accepted. It also offers access to 250+ Surf surcharge-free ATMs all around Maine, and over 5,700 Co-Op Shared Branch locations at other credit unions nationwide.
eServices for your teen!
Thrive Debit offers free eServices. Teens can access financial tools that will help them keep track, use, and manage their funds.
From the snapshot instant balance view, to low balance eAlerts, and mobile check deposit, your teen has everything they need, right at their fingertips – just a click, or a toggle away!
Peace of mind for you!
Our Youth Accounts have safeguards in place for financial missteps (teaching moments), all with parental consent and control.
From shared account access, and Oops protection for accidental overdrafts/insufficient funds, to financial counseling on budgeting and goal setting, you can rest assured your teen will build sound money management skills for a strong future ahead.