PERKS Visa® Introductory Offer
Our PERKS Visa® cardholders enjoy the benefit of our 321 Local Rewards program where they earn triple rewards points for shopping locally at over 200 businesses in Mid Coast Maine!
Shop Local, Earn Local
- 3X points when shopping at 200+ local participating businesses!
- 2X points when buying gas and groceries, as well as for paying recurring bills!
- 1X points on all other purchases!
- 0% APR Special Introductory Rate1 on purchases & balance transfers made through 6/30/2022!
- Program rewards provided by ScoreCard2
For a list of local participating businesses, to apply or learn more about 321 Local Rewards, please visit MidcoastBuyLocal.me
1. PERKS special introductory rate of 0% Annual Percentage Rate (APR) will apply through December 31, 2022 on qualifying purchases made between April 1, 2022 and June 30, 2022. The introductory APR will revert to the cardholder’s standard APR on purchases not paid in full by December 31, 2022, or if the account is delinquent for 30 days or more during the introductory period. The introductory APR does not apply to cash advances. The standard APR for purchases and cash advances are disclosed at the time of credit approval and vary based on your current credit standing. Terms and conditions are subject to change without notice. All applications are subject to credit approval. The APR may vary and is based on the Margin determined by your credit qualifications. The Margin is added to the Index which is defined as the Prime Rate as published in The Wall Street Journal on the 25th day of each month; if no rate is published on that day, the immediately preceding published rate. Your rate may change (increase or decrease) effective on the 1st day of each billing period when the Index changes. Interest rates as low as 10.24% APR and not greater than 17.99% APR, effective 04/01/2022. 2. Program rewards provided by ScoreCard®. Terms and conditions are located at ScoreCardRewards.com.
