Get rewarded for supporting your local economy with our PERKS Visa Reward Credit Card!
Special Introductory Rate of 3.21% APR1
Would you like to be rewarded on every purchase? With our PERKS Visa® Credit Card, you earn points for every dollar you spend. Points can be redeemed for merchandise, travel services, gift cards, and even cash. Now you can even earn double and triple points with PERKS Visa® 321 Local Rewards!
We also offer enhanced security for online use of your Visa® credit card with Visa® Checkout.
- Variable interest rate*
- Free travel accident insurance
- Free auto rental collision damage waiver
- 25 day grace period on purchases
- Earn 1-3 Perks Reward points for every $1.00 you spend
- Automatic payments and more!
1. PERKS special introductory rate of 3.21% Annual Percentage Rate (APR) will apply to qualifying purchases and balance transfers made within the 6 month period of new account opening, for 12 billing cycles, from date of purchase. The introductory APR will revert to the cardholder’s standard APR when the introductory 6 month period ends. Purchases and balance transfers receiving the introductory rate will revert to the cardholder’s standard APR on purchases not paid-in-full within 12 billing cycles or if the account is delinquent for 30 days or more during the 12 month billing cycle. The introductory APR does not apply to cash advances. The standard APR for cash advances is disclosed at the time of credit approval and varies based on your current credit standing. All applications are subject to approval. The Annual Percentage Rate may vary and is based on the Margin determined by your credit qualifications. The Margin is added to the prime rate published in The Wall Street Journal on the 25th day of each month; or if no rate is published on that day, the immediately preceding published rate (the Index). Your rate may change (increase or decrease) effective on the 1st day of each billing period when the Index changes. Interest rates as low as 10.99% APR and not greater than 17.99% APR, effective 1/1/2019. The PERKS Reward Card has a $25 annual fee. Program rewards are provided by ScoreCard®. Terms and conditions are located at ScoreCardRewards.com. Terms and conditions subject to change.