Season’s Shopping Promotional Rate Offer!
Celebrate the season and “shop till you drop” through December with Midcoast’s LOCAL REWARDS VISA®! Enjoy a special low rate & points that add up faster when you shop local! You’ll earn SINGLE, DOUBLE, or even TRIPLE points with every purchase!
PROMOTIONAL RATE OFFER: Purchases made November 1st – December 31st, 2025, receive 8.99%APR!1
1. LOCAL REWARDS VISA® offers Cardholders a 8.99% Annual Percentage Rate (APR) on purchases from November 1, 2025 to December 31st, 2025. This rate will revert to the cardholder’s standard APR on unpaid purchases by January 11, 2027, or if the account is delinquent for 30 days or more. The 8.99% APR Promotional Rate excludes balance transfers and cash advances. Standard APR varies based on credit standing and is disclosed at approval. Terms and conditions are subject to change without notice. Rates can change monthly based on the Prime Rate published in The Wall Street Journal on the 25th of each month. The interest rate will not exceed 17.99% APR.
2. Program rewards provided by uChoose Rewards®. Information can be reviewed at uChooseRewards.com. For questions about uChoose Rewards, call 1.800.390.6739 or Contact Us or call 1.877.964.3262.
Enjoy a Low Rate & Earn Rewards ALL Season Long! PLUS, support Maine’s local economy with a LOCAL REWARDS Visa®
Whether you’re in Mid Coast Maine, or away, there are points to be earned! For every dollar transacted, you’ll earn a SINGLE point. Use your card for gas or groceries to earn DOUBLE points! Shop at any of our 200+ participating local businesses to earn TRIPLE points! Optimize your rewards based on WHERE and HOW you spend your money!
View Participating Businesses
Midcoast LOCAL REWARDS Visa® cardholders can receive TRIPLE points (3x) when using their card at local participating merchants listed at www.midcoastbuylocal.me! The site provides multiple tools and filters to narrow your search and robust directory pages to explore for each business. Look for the Local Rewards icon to identify participating (3x) eligible businesses.
uChoose your Rewards2
Redeem your points for anything from cash back (statement credit), to gift cards, travel, event tickets and more!
Apply Now!
Take advantage of the opportunity to lock in a great Introductory rate! Apply now for a LOCAL REWARDS Visa® Credit Card!