Introductory Rate Offer!
With Midcoast’s LOCAL REWARDS VISA®, you’ll earn SINGLE, DOUBLE, or even TRIPLE points with every purchase! Apply for the card now through September, and you can also lock in a great introductory rate!
INTRODUCTORY RATE OFFER: New cardholder purchases made July 1st – September 30th, 2025, receive 8.99%APR through July 2026!1
1. LOCAL REWARDS offers an introductory 8.99% Annual Percentage Rate (APR) for new Visa Cardholders on purchases from July 1, 2025 through September 30, 2025. This rate will revert to the cardholder’s standard APR on unpaid purchases by July 11, 2026, or if the account is delinquent for 30 days or more. The introductory 8.99% APR excludes balance transfers and cash advances. Standard APR varies based on credit standing and is disclosed at approval. Terms and conditions are subject to change without notice. Rates can change monthly based on the Prime Rate published in The Wall Street Journal on the 25th of each month. The interest rate will not exceed 17.99% APR.
2. Program rewards provided by uChoose Rewards®. Information can be reviewed at uChooseRewards.com.
For additional information Contact Us or call 1.877.964.3262.
Put your purchase power to work for you, PLUS support Maine’s local economy with a LOCAL REWARDS Visa®
Whether you’re in Mid Coast Maine, or away, there are points to be earned! For every dollar transacted, you’ll earn a SINGLE point. Use your card for gas or groceries to earn DOUBLE points! Shop at any of our 200+ participating local businesses to earn TRIPLE points! Optimize your rewards based on WHERE and HOW you spend your money!
View Participating Businesses
Midcoast LOCAL REWARDS Visa® cardholders can receive TRIPLE points (3x) when using their card at local participating merchants listed at www.midcoastbuylocal.me! The site provides multiple tools and filters to narrow your search and robust directory pages to explore for each business. Look for the Local Rewards icon to identify participating (3x) eligible businesses.
uChoose your Rewards2
Redeem your points for anything from cash back (statement credit), to gift cards, travel, event tickets and more!
Apply Now!
Take advantage of the opportunity to lock in a great Introductory rate! Apply now for a LOCAL REWARDS Visa® Credit Card!