Individual Retirement Accounts
Traditional & Roth Individual Retirement Accounts*
The perfect choice if you’re just starting your retirement savings. Traditional IRA contributions are tax-free, however withdrawals are subject to taxation. Conversely, Roth IRA account contributions are post-tax, however withdrawals may be tax-free.
Features:
- No minimum deposit to open
- Automatic deposit transfers are available
- Dividends compounded and paid monthly
Traditional vs. Roth IRA: Run the numbers
Which is better for me, a Traditional IRA or a Roth IRA?
How much will my Traditional IRA be worth at retirement?
How much will my Roth IRA be worth at retirement?
How long will my retirement savings last?
Traditional & Roth IRA Certificates
Once you have established a retirement nest egg, make your money work even harder in an IRA Certificate.
Features:
- $500 minimum deposit
- Terms from 6 to 60 months
- Guaranteed interest rate
- Dividends compounded and paid monthly
*These accounts are subject to limitations and we encourage all members to consult a qualified tax advisor to discuss which IRA account is in your best financial interest. Please review the Traditional IRA Disclosure and Roth IRA Disclosure.
