Midcoast FCU / Credit Cards

Give yourself some credit!

The spending power is in your hands! Whether you’re trying to build your credit, lock in the lowest possible rate, or earn rewards points for your purchases, we’ve got the perfect credit card for you. With two exciting card programs to choose from, select the card works best for you and apply today!

BASICS Visa® Card

LOCAL REWARDS Visa® Card

Convenience and a low rate

If you are looking for a simple credit card, then look no further! The BASICS Visa® Credit Card offers the convenience of Visa® with a competitive locked in rate.

Learn about BASICS Visa®

Rewards with every purchase

Whether you’re in Midcoast Maine, or away, there are points to be earned! Redeem your earned points for whatever uChoose!

Learn about LOCAL REWARDS Visa®

Included with both Midcoast Credit Cards:

No matter which card you choose, you can enjoy all of the following.

Easy Application Process

Apply right from your phone or laptop. It takes about 10 minutes to complete the application.

No Annual Fees
Charged

It’s your card to use as you like, with no annual fee!

24/7 Card Support

24-hour phone support, free fraud protection, and account alerts.

Contactless Convenience

Easy checkout! Simply tap or waive your card to make purchases at contactless-enabled terminals.

EMV Chip technology

Enjoy global acceptance and enhanced security when you use your credit card at merchants with terminals that are chip enabled.

Mobile Wallet iPay access

Make contactless purchases with Apple Pay®, Google Pay™, and Samsung Pay™.

Digital Account Management

Digital Banking is the branch in your pocket. Manage your account from anywhere on any device. With user friendly navigation and embedded safety features for your security.

eAlert
Notifications

Set your own preferences to receive SMS texts, or emails of purchases, login attempts, and more!

Paperless
eStatements

Access up to 18 months of past statements anytime, safely, securely through Digital Banking.

Visa® Secure Remote

Shop worry-free and enjoy easier online ordering with Visa Secure Remote Commerce digital payment service.

Traveling? Let us know.

Traveling soon for Vacation? Avoid triggering fraud protections and declined transactions on your debit and/or credit cards, by setting up a travel notice via Digital Banking!

Learn more about Travel Notice

Lost Card? Let us know.

Lost your card? In the event your debit or credit card is lost, stolen, or fraudulently tampered with, you can quickly request to block and replace your card through the card controls via Digital Banking!

Learn more about Card Controls