Consumer Loans and Home Equity Loans Rates
Consumer Secured - Autos, Motorcycles, Light Duty Trucks, Motor Homes and Recreational Boats
Effective Date: Tuesday, December 18, 2018
| APR* as low as | Term in Years | Monthly Payment per $1,000 | Minimum Loan Amount |
|---|---|---|---|
| 2.99% | 1 | $84.35 | $1,000 |
| 3.74% | 2 | $43.09 | $2,000 |
| 3.74% | 3 | $29.19 | $3,000 |
| 4.24% | 4 | $22.47 | $5,000 |
| 4.49% | 5 | $18.42 | $7,500 |
| 5.24% | 6 | $15.99 | $12,500 |
| 5.24% | 7 | $14.02 | $25,000 |
| Apply Now |
Interest rates above apply to loans secured by titled, non-commercial passenger vehicles both NEW and USED up to 10 model years old.
*Annual Percentage Rate (APR) is accurate as of November 1, 2018 and is subject to change without notice. Other rates and terms available for qualified borrowers. Actual interest rate may differ based on credit history. Subject to credit approval. Additional terms and conditions may apply.
Other Secured - Snowmobiles, Personal Watercrafts, ATVs, Campers and Travel Trailers
Effective Date: Tuesday, December 18, 2018
| APR* as low as | Term in Years | Monthly Payment per $1,000 | Minimum Loan Amount |
|---|---|---|---|
| 4.74% | 1 | $85.27 | $300 |
| 5.49% | 2 | $43.88 | $2,000 |
| 5.49% | 3 | $29.98 | $3,000 |
| 5.99% | 4 | $23.26 | $5,000 |
| 6.24% | 5 | $19.22 | $7,500 |
| 6.99% | 6 | $16.81 | $12,500 |
| 6.99% | 7 | $14.85 | $17,500 |
| Apply Now |
Interest rates above apply to loans secured by non-titled personal recreational collateral and other chattel.
Includes titled vehicles 11 to 15 model years old and recreational equipment up to 10 model years old.
*Annual Percentage Rate (APR) is accurate as of November 1, 2018 and is subject to change without notice. Other rates and terms available for qualified borrowers. Actual interest rate may differ based on credit history. Subject to credit approval. Additional terms and conditions may apply.
Personal Loans - Debt consolidation, vacation, energy assistance and more.
Effective Date: Tuesday, December 18, 2018
| APR* as low as | Term in Years | Monthly Payment per $1,000 | Minimum Loan Amount | Maximum Loan Amount |
|---|---|---|---|---|
| 9.24% | 1 | $87.35 | $300 | $25,000 |
| 9.99% | 2 | $45.93 | $1,500 | $25,000 |
| 9.99% | 3 | $32.04 | $2,000 | $25,000 |
| 10.49% | 4 | $25.37 | $2,500 | $25,000 |
| 10.74% | 5 | $21.38 | $5,000 | $25,000 |
| 11.49% | 6 | $19.04 | $15,000 | $25,000 |
| Apply Now |
*Annual Percentage Rate (APR) is accurate as of November 1, 2018 and is subject to change without notice. Other rates and terms available for qualified borrowers. Actual interest rate may differ based on credit history. Subject to credit approval. Additional terms and conditions may apply.
Creditbuilder, Certificate and Share Secured Loans
Effective Date: Tuesday, December 18, 2018
| APR* as low as | Maximum Term** | Monthly Payment per $1,000 | Minimum Loan Amount | Maximum Loan Amount | |
|---|---|---|---|---|---|
| 3.15% | 120 Months | Term Dependent | N/A | N/A | Apply Now |
*Annual Percentage Rate (APR) is accurate as of January 1, 2018 and is subject to change without notice. Loan rate will be calculated at 3% over the dividend rate earned on deposit securing loan. Maximum term is 120 months. Other rates and terms available for qualified borrowers. Actual interest rate may differ based on credit history. Subject to credit approval. Additional terms and conditions may apply.
HeLOCK (Fixed Rate Home Equity Line of Credit)
Effective Date: Tuesday, December 18, 2018
| Maximum Combined Loan to Value | 80% | 90% |
|---|---|---|
| Current APR* as low as | 5.750% | 6.250% |
| Interest Rate | Fixed | Fixed |
| Draw Period | First 5 Years | First 5 Years |
| Repayment | Interest Only repayment required for the first 5 years followed by a 15 amortization | Interest Only repayment required for the first 5 years followed by a 15 amortization |
| Minimum Loan Amount | $20,000 | $20,000 |
| Property Type | Primary Residence | Primary Residence |
| How To Apply |
*Annual Percentage Rate (APR) is fixed and is accurate as of November 1, 2018. Rates are subject to change without notice. Other rates and terms available for qualified borrowers. Actual interest rate may differ based on credit history. Subject to credit approval. Additional terms and conditions may apply.
Home Equity Advantage (Variable Rate)
Effective Date: Tuesday, December 18, 2018
| Maximum Combined Loan to Value | 80% | 90% |
|---|---|---|
| Current APR* as low as | 5.25% | 5.75% |
| APR* | Variable | Variable |
| Index | Prime Rate as published in the Wall Street Journal | Prime Rate as published in the Wall Street Journal |
| Margin as low as | 0.00% | 0.50% |
| APR* Adjustment Cycle | Monthly | Monthly |
| Draw Period | Life of Loan | Life of Loan |
| Repayment | Monthly payment equal to 1.5% of the unpaid principle balance at time of last advance | Monthly payment equal to 1.5% of the unpaid principle balance at time of last advance |
| Minimum Loan Amount | $20,000 | $20,000 |
| Property Type | Primary Residence | Primary Residence |
| How To Apply |
*Annual Percentage Rate (APR) is variable and is based on the highest Prime Rate published each day in The Wall Street Journal Money Rates Table (the "Index"), plus a margin. The index as of the last change date of November 01, 2018 is 5.25%. Rates are subject to change without notice. Other rates and terms available for qualified borrowers. Actual interest rate may differ based on credit history. Subject to credit approval. Additional terms and conditions may apply.
