Midcoast FCU serves the hardworking people and businesses in Cumberland, Sagadahoc, Lincoln, Knox, and Waldo Counties. Membership is required for High Yield Checking and all other products and services.
Introducing High Yield Checking
Earn MORE with your Checking Account! Our High Yield Checking* (HYC) account pays higher dividends based on your monthly debit card use and other qualifying criteria. PLUS, get reimbursed for ATM fees! You can even track your High Yield Checking rewards qualification progress in Digital Banking!
If you are a current member looking to open a High Yield Checking account, please contact us or email us at newaccounts@midcoastfcu.me
High Yield Checking Rewards:
With High Yield Checking, you can earn 4.01% APY on balances up to $15,000 / 0.25% APY (Annual Percentage Yield) on balances over $15,000 AND receive up to $25.00 in ATM fee reimbursements monthly!
Earn 4.01% APY on balances up to $15,000*,
0.25% APY on balances over $15,000*
Earn Nationwide ATM Fees Refunds* (Up to $25.00 of ATM Fees Refunded monthly)
High Yield Checking Monthly Qualifications:
To qualify for the 4.01% APY on balances up to $15,000 / 0.25% APY (Annual Percentage Yield) on balances over $15,000, all you have to do is open the account, enroll in eStatements, make sure that you log into your Digital Banking, make 15 debit card purchases, and make 1 Automated Clearing House (ACH) during each Monthly Qualification Cycle. Track your High Yield Checking qualification progress along the way in Digital Banking!
Digital Banking Log in
(Minimum 1x per month)
Electronic Transaction
(Minimum 1x ACH Debit or Credit Transaction per month)
Enroll in eStatements
(Receive electronic statements)
Debit Card Purchases
(Minimum of 15 purchases in the month)
Track your progress with the “High Yield Checking Tracker”
High Yield Checking account holders can track their qualification progress using the “High Yield Checking Tracker” in Digital Banking under the “Accounts” drop-down menu.
Your checking account also includes:
Get easy, fee-free access to your funds nationwide, a sizable ATM network, advanced digital tools, card conveniences, and added account protections with a Midcoast checking account.
Not a member yet? You can join online!
It takes just about 10 minutes to apply! Open an account online anytime.
