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HomeView RatesDeposit Rates

Deposit Rates

Checking Accounts

Effective Date: Tuesday, March 28, 2023

Checking Accounts

TypeDividend RateAnnual Percentage Yield
Coast Checking0.0%0.0%How To Open
Free4ME Account0.0%0.0%How To Open
Compass Checking0.0%0.0%How To Open
Thrive Debit0.0%0.0%How To Open
Impact Business Checking0.0%0.0%How To Open

Rates are subject to change without notice.

Savings & Money Market Accounts

Effective Date: Tuesday, March 28, 2023

Savings & Money Market Accounts

TitleDividend RateAnnual Percentage Yield
Member Savings0.05%0.05%How To Open
Special Purpose Savings0.05%0.05%How To Open
Sprout Savings0.05%0.05%How To Open
Youth Special Purpose Savings0.05%0.05%How To Open
Thrive Savings0.05%0.05%How To Open
Peak Money MarketHow To Open
$2,500.00 - $25,000.000.75%0.75%
$25,000.01 - $50,000.000.95%0.95%
$50,000.01 - $100,000.001.15%1.16%
$100,000.01 -$250,000.001.65%1.66%
$250,000.01+2.00%2.02%
Health Savings Account0.05%0.05%How To Open
Coverdell Education Savings AccountsHow To Open
$0.00 - $10,000.00020%0.20%
$10,000.01 +0.25%0.25%
Impact Business Savings0.05%0.05%How To Open

Rates are subject to change without notice.

Certificates of Deposit & Individual Retirement Accounts

Effective Date: Tuesday, March 28, 2023

Certificates of Deposit & Individual Retirement Accounts

TitleDividend RateAnnual Percentage Yield
Traditional and Roth Individual Retirement AccountsHow To Open
$0.00 - $10,000.000.30%0.30%
$10,000.01 +0.35%0.35%
Share CertificatesHow To Open
6 Months2.00%2.02%
1 Year2.25%2.27%
10 Month Special*3.97%4.04%
15 Month Special*3.70%3.75%
18 Months2.10%2.12%
2 Year2.00%2.02%
3 Year2.00%2.02%
4 Year2.00%2.02%
5 Year2.00%2.02%
IRA CertificatesHow To Open
6 Months2.00%2.02%
1 Year2.25%2.27%
15 Month Special*3.70%3.75%
18 Months2.10%2.12%
2 Year2.00%2.02%
3 Year2.00%2.02%
4 Year2.00%2.02%
5 Year2.00%2.02%

Rates are subject to change without notice.

*Special(s) if listed, are available for regular share certificates and traditional IRA certificates only, and require an active Midcoast account relationship to be eligible. An active relationship is defined as an active checking account or credit card with a minimum of five transactions in the last 30 days, or an active consumer or home loan. If no active relationship exists, Special APY will be less 0.25% for the stated term. Regular Term Share and IRA Certificates now have a Jumbo incentive of +0.50% for $250,000+.

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NMLS #: 415389

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