MEMBER'S CHOICE® Payment Protection
Does your family have a safety net if the unexpected hits?
Life can quickly get complicated when unexpected events occur. MEMBER’S CHOICE® Payment Protection offers loan-specific coverage, protecting your loan payments against death, disability, and involuntary unemployment. Payment Protection could cancel your loan balance or payments up to the contract maximums, helping to protect your finances and your credit score.

Debt Protection and Credit Insurance
Life, Terminal Illness, Accidental Dismemberment, Hospitalization, Family Medical Leave, Loss of Life of a Dependent, Disability, or Involuntary Unemployment Claim? We are here to help!
In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim.
To begin, please fill out a claim form here.
If you prefer, call 1.844.707.4964 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union and MEMBER'S CHOICE® credit life and credit disability insurance underwritten by CMFG Life Insurance Company.
Protection when it matters… We are here to help!
In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the following Payment Protection Products:
- Life
- Terminal Illness
- Accidental Dismemberment
- Hospitalization
- Family Medical Leave
- Disability
- Involuntary Unemployment
To begin, please fill out a claim form at here.
If you prefer, call 1.844.707.4964 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union and MEMBER'S CHOICE® credit life and credit disability insurance underwritten by CMFG Life Insurance Company.
Your purchase of MEMBER’S CHOICE® Payment Protection is voluntary and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Payment Protection. You may cancel the protection at any time. If you cancel the protection within 30 days, you will receive a full refund of any fee paid.