Convenience and a low rate
If you are looking for a simple credit card, then look no further! The BASICS Visa® Credit Card offers the convenience of Visa® with the most competitive rates in the market.
BASICS Visa®
Sometimes convenience and a low rate are all you need. There’s no annual fee, no confusing rate tiers, impossible qualifiers, or drawn-out applications. Just a simple, “there when you need it” card, with the best rates around.
The new card design is here!
The upgrade to our credit card program is complete! This upgrade included a new look, enhanced security features, seamless integration with your Midcoast account, and other program enhancements.
BASICS Features
- Fixed interest rate
- 21 day grace period on purchases
- ID protection with Norton Lifelock
- COMING SOON – Apple Pay®, Google Pay™, and Samsung Pay™ compatible
- No annual fees
- Automatic payment options from your checking account
- Easy contactless checkouts
Visa® Secure Remote Commerce
Shopping online is fun, but can become a hassle when it’s time to pay. Visa® Secure Remote Commerce is a digital payment service that makes online payment just as easy as shopping online. You can use it anywhere Visa® Click to Pay is accepted. On the go? Visa® Click to Pay is available on your tablet, smartphone, or home computer.
- Simple – Add any major card to enroll. Then pay with Visa® Secure Remote Commerce.
- Fast – Skip typing in your card and shipping information every time.
- Secure – Shop worry-free. Your information is stored behind multiple layers of security.
We invite you to transfer your high-interest balances!
Consolidate your debts from high-interest cards into one payment with your BASICS card. There’s no balance transfer fee!
Need a boost to your credit limit?
If you’re looking to improve your credit utilization ratio, or you’re considering a big purchase, a credit limit increase may be beneficial.
With Midcoast, you’re always connected
Interact with us and manage your accounts in all the ways that work best for you. Our Digital Banking platform has the same look, feel, and functionality across all of your devices: computer, tablet, and mobile device.
