If you are looking for a simple credit card with the lowest interest rate then look no further! With our BASICS Visa® Credit Card, you have the convenience of Visa® with the most competitive rates in the market.
We also offer enhanced security for online use of your Visa® credit card with Visa® Secure Remote Commerce.
- No annual fees
- Fixed interest rate*
- Free travel accidental insurance
- Free auto collision damage waiver
- 25 day grace period on purchases
- Automatic payment options from your checking or savings
- Local servicing
*All applications are subject to approval. The annual percentage rate is fixed and can be as low as 12.99% APR and no greater than 17.99% APR, effective 01/01/2020. Your actual rate will be determined by credit qualifications and disclosed when the account is opened. Terms and conditions subject to change.