Government Guaranteed Loans
Midcoast Federal Credit Union, in partnership with CUSO Home Lending, works with several government agencies to provide our members with the best guaranteed mortgage products. The programs apply to specific individuals who fit the financial requirements of the products.
VA Loans
VA Home Loans help service members, veterans and eligible surviving spouses become homeowners.
FHA Loans
A Federal Housing Administration (FHA) Loan, for those who qualify, allow borrowers to buy a home with a small downpayment.
USDA Rural Housing Loans
This loan is to assist low to moderate income rural homebuyers achieve their dream of homeownership.
Maine State Housing Loan
MaineHousing is a state agency that aids low to moderate income people in obtaining and maintaining affordable housing.
All applications are subject to approval. Your actual rate will be determined by credit qualifications and disclosed when the account is opened. Terms and conditions are subject to change. Other requirements are specific to program parameters.