Find the checking account that works for you
Coast Checking
Coast checking empowers you to manage your finances with confidence. There are no hidden fees, no minimums, and no restrictions.
Compass Checking
Compass checking is designed to help members get back on course with their finances. It offers digital tools to help you manage and meet your goals.
Thrive Debit
Thrive is a “checkless” teen checking account powered by an ATM/Debit card and awesome eServices.
- For ages 12-17
- Added safeguards and parental controls
- Built-in Oops Protection *
Free4ME
Free4Me checking is free from restrictions, rich with eServices and has built in Oops protection.
- For ages 18-25
- No minimum balance or monthly service fees
- Mobile wallet compatible Visa Debit card
Your checking account includes:
Get easy, fee-free access to your funds nationwide, a sizable ATM network, advanced digital tools, card conveniences, and added account protections with a Midcoast checking account.
Convenient Digital Banking
Manage your account from anywhere on any device. With user friendly navigation and embedded safety features for your security, Digital Banking is the branch in your pocket.
1 on 1 financial counseling
From setting savings goals and budgets, to improving your credit score, financial counseling service is offered to credit union members at no additional cost.
Co-op shared branching
We’ve partnered with over 5,700 credit union locations nationwide to allow you surcharge-free access to your Midcoast accounts all across the country.
Loan rate discount
Receive a 0.25% discount off your qualifying consumer loan rate when your monthly loan payment is automatically transferred from your MFCU checking account.
*Oops Protection Thrive Debit accounts receive reimbursement for up to three insufficient fund fees annually by contacting the Credit Union.
Free4Me accounts receive up to two insufficient fund fee reimbursements annually by contacting the Credit Union.
Overdraft privilege & disclosures
With Midcoast, you’re always connected
Interact with us and manage your accounts in all the ways that work best for you. Our Digital Banking platform has the same look, feel, and functionality across all of your devices: computer, tablet and mobile device.
Manage (almost) everything online.
Access your account and all the smart, self-service features that come with it, from any device: smartphone, tablet, or desktop.
- Bill Pay
- eAlerts
- Credit report monitoring
- Mobile check deposit
- Report a lost or stolen card
- Replace your card
- Auto-finder car search
- Money transfers
- Account aggregation
- Financial wellness
- Loan applications
- eStatements
- Mobile Wallet
- Skip-a-pay request