Mortgage Free in 10 Years?
Let's Make it Happen!
Talk to Katie!
Katie Ferland, Mortgage Loan Officer, is here to help you through the process of buying or refinancing your home. With over eight years in the financial services industry, she has assisted countless members plan for, and achieve their housing goals.
In a recent interview, Katie stated “The most rewarding part of my job is meeting the goals of our members. I listen to their story, we discuss their goals and financial situation, then work together to create a plan." She also adds "Mortgages can be intimidating as there are so many unknowns. I’m here to help with those unknown questions and I’m more than happy to listen and provide guidance. I truly want the best for our members."
Whether you are ready to buy, refinance, or just have questions about the home buying process, Katie is here to assist you with every step of the process.
Contact Katie Ferland, Mortgage Loan Officer:
katief at midcoastfcu dot me
*1.99% is the Credit Union’s standard Note Rate effective June 17, 2021, for a 10 year maximum term, with no points. The information provided assumes the purpose of the loan is to refinance an existing mortgage or purchase a property, with a loan amount of $100,000 and an estimated property value of $125,000. The property is an existing single family home, located in the State of Maine, and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 740.
- 119 payments of $919.69
- 1 payment of $919.26
If an escrow account is required or requested, the actual payment will also include amounts for real estate taxes and homeowner's insurance premiums. The actual APR may be higher depending on each individual’s credit history, underwriting factors, and fees which will be disclosed as part of the application process, in advance of the closing date. Lender's Title Insurance is required for loans over $100,000 and additional charges may apply. A non-refundable deposit of $500 is required for all applicants who follow receipt of the Loan Estimate and that deposit will be credited towards closing costs. All applications are subject to credit approval. Rates, terms and conditions are subject to change at any time without notice. Other restrictions may apply. Loan is subject to membership eligibility, click here for details. Midcoast Federal Credit Union is an Equal Housing Lender. NMLS# 415389.