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Midcoast's Lending Spree

Apply today with great low rates, and easy online applications!

Limited Time Offer: Home Equity Special

Tap into your home’s potential with our flexible Home Equity Program! It's an excellent option for home improvement, debt consolidation and emergency preparedness!

Mortgage Free in 10 Years?

Thinking About a Mortgage or Refinancing Your Home? Talk to Katie First!

Visit our COVID-19 Response Center

Our COVID-19 Response Plan remains fluid and responsive to the ever-changing conditions of this event. We are committed to maintaining uninterrupted service and access to your money. Please visit our COVID-19 Response Center for the latest updates on our preparedness plans.

Special Announcement to Our Members

Today, I share with all of our members that the Boards of Directors of Maine State Credit Union and Midcoast Federal Credit Union have mutually agreed to discontinue plans to merge the two credit unions.

Our Lobbies Are Open for Service!

Today, we are happy to announce the reopening of our branches and to welcome our members back to in-branch services! We are continuing to follow the Maine CDC and state guidelines surrounding COVID-19 best business practices, and ask for your patience and understanding as we navigate these new safety requirements for the protection of our members and staff alike.

5 Financial Tips to Start 2021!

Have you set your financial goals for 2021? The start of a new year is the perfect time to get your finances organized and create a plan for your economic future.

SURF ATM Network Change

We were recently notified that Five County Credit Union is leaving the SURF Network in October. This means if you use a Five County Credit Union ATM, you will be subject to the surcharge fee disclosed on the ATM.

Car Shopping Made Easy!

Looking for your perfect vehicle? With local inventory, calculators, tips and resources, our free Auto Finder can help get you on the road faster and easier!

Updates to our COVID-19 Response Plan

Our COVID-19 Response Plan remains fluid and responsive to the ever-changing conditions of this event. Your Credit Union is committed to maintaining uninterrupted service and is taking steps to support that objective.

Skip-A-Pay

Our members can now take a break from their monthly loan payment with our new Skip-A-Pay program. Members can utilize Skip-A-Pay, any time of the year to assist with financial stress, periods of reduced income, holiday expenses, or just to take a needed break from their monthly obligations.

Get Strategic with an HSA Account

You may be leaving money on the table when it comes to your HSA, it’s time to get strategic! By making contributing a priority and spending wisely you can take advantage of tax free growth!

Member’s Choice Payment Protection

Your Credit Union is pleased to introduce Member’s Choice Payment Protection, a comprehensive program that can protect your ability to timely repay your loan obligations, when the unexpected occurs.

3,2,1...PERKS Visa Rewards are Supporting Local!

Shop local this holiday season! Members using our PERKS Visa credit card will benefit from our enhanced 321 Local Rewards program.

Federal Government Shutdown Relief Efforts Provided by Your Credit Union

With the federal government shutdown persisting with no clear end in sight, Midcoast Federal Credit Union is providing assistance and support to those affected.

The Top 10 Ways to Make the Most of Your Maine Summer

Summer in Maine is magical – beautiful weather, cook-outs, fun times with friends and family, but before you know it – Poof! It’s over. Here are ten ways that you can stay connected with your finances and make the most of your summer in Maine.

2017: Mission Accomplished

As I reflect back on the past year at the Credit Union, my assessment begins and ends with measuring if we were successful in our mission of empowering member and community success through financial education, technology and service excellence.

Same Day ACH = Float No More

Remember the days when you could write a check and it would not clear your account for up to a week later? Consumers would enjoy that “float” period when they would still have use of the funds in their account, even though the funds were obligated to the recipient of the check. That float period has been shortening for years with efficiencies in the check processing industry and now another major erosion of float is upon us with Same Day ACH.

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