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Skip-A-Pay

Our members can now take a break from their monthly loan payment with our new Skip-A-Pay program. Members can utilize Skip-A-Pay, any time of the year to assist with financial stress, periods of reduced income, holiday expenses, or just to take a needed break from their monthly obligations.

Certificate Special

Looking for a Great Rate to Grow Your Money?

Shop with PERKS this holiday season!

Receive 3.21% APR* on all holiday purchases from November 1st through December 31st!

Get Strategic with an HSA Account

You may be leaving money on the table when it comes to your HSA, it’s time to get strategic! By making contributing a priority and spending wisely you can take advantage of tax free growth!

Member’s Choice Payment Protection

Your Credit Union is pleased to introduce Member’s Choice Payment Protection, a comprehensive program that can protect your ability to timely repay your loan obligations, when the unexpected occurs.

Win $100 with eStatements!

Go Green by switching to eStatements and you could win $100! They're secure, convenient, eco-friendly and could get you paid!

3,2,1...VISA Perks Rewards are Supporting Local!

Shop local this holiday season! Members using our VISA Perks credit card will benefit from our enhanced 321 Local Rewards program.

Move It to Midcoast and Earn up to $500

Most everyone owns some form of transportation and with that normally comes financing. When buying a vehicle, your focus is likely on the trim package, not the loan terms, so having "do-over" on the financing can be very beneficial. With our exclusive auto refinance program, we are confident that your loan will be very happy here, so let’s break it down.

Federal Government Shutdown Relief Efforts Provided by Your Credit Union

With the federal government shutdown persisting with no clear end in sight, Midcoast Federal Credit Union is providing assistance and support to those affected.

The Top 10 Ways to Make the Most of Your Maine Summer

Summer in Maine is magical – beautiful weather, cook-outs, fun times with friends and family, but before you know it – Poof! It’s over. Here are ten ways that you can stay connected with your finances and make the most of your summer in Maine.

2017: Mission Accomplished

As I reflect back on the past year at the Credit Union, my assessment begins and ends with measuring if we were successful in our mission of empowering member and community success through financial education, technology and service excellence.

Same Day ACH = Float No More

Remember the days when you could write a check and it would not clear your account for up to a week later? Consumers would enjoy that “float” period when they would still have use of the funds in their account, even though the funds were obligated to the recipient of the check. That float period has been shortening for years with efficiencies in the check processing industry and now another major erosion of float is upon us with Same Day ACH.

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