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Who We Are

Midcoast Federal Credit Union is a full-service, not-for-profit financial cooperative, owned by our members and headquartered in Freeport, Maine. We offer simple and effective financial services and education for the hardworking people and businesses in Cumberland, Sagadahoc, Lincoln, Knox, and Waldo Counties. Members are served from five branch locations, through the latest in online and mobile technologies, and collaboratively from over 250 Maine credit union ATMs and over 5,000 national shared branch locations.

Breakwater, Rockland Maine Lighthouse
Thomaston Maine Branch Street sign

Cultivating a thriving community, together

This mission speaks to our commitment to being a positive force, not only in the lives of our members, but also in the communities we serve, and to collaborate with other like-minded organizations in Mid Coast Maine.

Our commitment to you

Midcoast has four pillars of service. They are our core values.

Members first

Serving our members with transparency and integrity to empower their financial success.

Locally present

Actively serving the best interests of our diverse community.

Education driven

Committed to lifelong learning, growth, and development.

Future forward

Delivering the tools and technology to excel in tomorrow’s world.

Why Midcoast?

Since ’56, we’ve been “for Members, by Members,” building this community with fair, smart, simple financial services. We’re not a nameless, faceless big bank from the city. We’re your friendly local financial co-op, and growing your money with us means you’re cultivating a thriving community here in Mid Coast Maine — to us, that makes a lot of dollars and sense.

Midcoast FCU Senior Team group pic

We work for you

The Midcoast FCU Senior Management Team is comprised of financial industry professionals that have traveled very different paths to arrive at our Credit Union. What we all share, is an understanding and passion for the credit union difference and commitment to best serve the financial needs of our members.

  • Leadership Team
  • Board of Directors
  • Supervisory Committee
  • Financial Counselors

Joseph R. Gervais

President / CEO

Christina Carter, CCUE

EVP / Chief Lending Officer

Lori Marquis, CCUE

Chief Marketing & Info Officer

Kristen Poremby

Chief Operations Officer

NeeleyS-Sr Manager

Neeley Stanton

Chief Experience Officer

Richard Hart

Board Chairman

Email: BODChair@midcoastfcu.me

Term Expiration: 2024

Scott Bubar

Vice Chairman

Term Expiration: 2025

Wesley Richardson

Secretary

Term Expiration: 2025

Willliam Hinko

Treasurer

Term Expiration: 2026

Jamie Dorr

Director

Term Expiration: 2026

Lori Bourgeois

Director

Term Expiration: 2025

Jason Gould

Director

Term Expiration: 2024

Lori Bourgeois

Supervisory Committee Chair

Email: SCChair@midcoastfcu.me

Term Expiration: 2024

Katie Wimbish

Supervisory Committee Member

Term Expiration: 2025

Rebecca Shields

Supervisory Committee Member

Term Expiration: 2024

Lucian Laurie

Supervisory Committee Member

Term Expiration: 2025

Charles Flynn

Supervisory Committee Member

Term Expiration: 2025

Joseph R. Gervais

President / CEO

Christina Carter, CCUE

EVP / Chief Lending Officer

Lori Marquis, CCUE

Chief Marketing & Info Officer

Kristen Poremby

Chief Operations Officer

Volunteer Opportunities

Board of Directors

The Credit Union is stewarded by a volunteer, seven-person Board of Directors. Our Directors are elected to three year terms by the membership and serve in the best interest of all members. Directorship can be a rewarding experience in setting the strategic course for the organization. A general understanding of financial statements is required and a background in technology, law, finance and accounting and/or marketing is a plus!

Supervisory Committee

Volunteer opportunities also exist in service on the Credit Union’s four-person Supervisory Committee. The Supervisory Committee is appointed by the Board of Directors to three year terms and is primarily responsible for oversight of the Credit Union’s internal controls and audit function. If you are detail-oriented and enjoy process improvement and control implementation, this committee may be a perfect fit.

Current Volunteer Opportunities

Thank you for your volunteer interest with Midcoast Federal Credit Union. We are currently seeking volunteers for our Supervisory Committee. Please click on the How to Apply button to learn more about volunteer responsibilities, the estimated time commitment and how to submit your interest for this opportunity.

Join online in 10 minutes

Becoming a member is easy!

Eligible Maine residents or students can apply online in about 10 minutes, or visit us in a branch near you. You just need a valid ID, your Social Security number or Tax ID, and a minimum $5.00 deposit.

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